My auto insurance company, 21st Century Insurance, has had a nice web site for quite a while which would allow customers to update their policies online. Last year, for example, I removed my wife's comprehensive and collision insurance since her car isn't worth much compared to the premium.
Today, I got my renewal notification email. The 6-month premium for our two cars is about $900. I only drive my car about one day per week now, and since we live two blocks from my wife's school, she drives less frequently than that. Therefore, it wouldn't be a catastrophe if one of our cars were totalled and we only had one car. So I'm thinking of dropping comprehensive and collision on my car which is costing me about $700 per year.
The 21st Century website has a nice interface
where you can add and remove coverage, change deductibles, etc. and it will
show you how much your premium would change. After you save your changes, they
send you and updated policy and bill you or refund the difference.
So I had to start up the Live Chat applet to ask Patrick about my policy change
and register my displeasure with the recent changes to his company's web site.
Amazon's new Yellow Pages service with photos is the coolest thing I've seen in quite a while. There are a couple kinks to work out. I saw a couple pictures of buses, and they need to make sure not to take pictures of the rising or setting sun, but overall this is a fantastic service. It will be even better when it covers residential areas and is integrated with driving directions.
Update: Russ isn't as impressed. Apparently, they've had something similar in Madrid for years.
I decided to use Quasar to do my accounting. It's a huge improvement over GnuCash. Almost all of the fields have tab completion. For example, to create an invoice, I type the first few letters of a companies name, tab, and it fills in the company name and address. This works for accounts, tenders, and pretty much anything that is stored in another table.
I'm still learning how to use everything, but it's very well thought out. Initially, I didn't realize I could create a sale by entering the tender (Visa, American Express, etc.) on an invoice. I was creating an invoice, then a payment against the invoice, which took me a lot longer. I still need to figure out how to make invoices default to Account type rather than Item.
The account reconciliation feature works great. It helped me track down a transaction for which Authorize.Net didn't send me a receipt email.
Quasar has a ton of features related to running retail stores. I don't need to
deal with multiple stores and cash registers, but it's great that it's there if
I ever open up that pub.
Some of the cool features that I'll actually use include:
Quasar has a good chance of becoming the de facto accounting package in the open source world.
I've decided it's time for me to learn something about accounting. I've been
using GnuCash for a while to generate
invoices, but without understanding the underlying accounting. GnuCash has the
tendency to break either when it or one of it's many dependencies is upgraded,
crashing while spitting out errors like
gnc_option_db_lookup_taxtable_option. It also has a long-standing bug
which causes invoices not be be printed
correctly when linked against GtkHTML 1.0 as it is in the Debian packages.
So I'm also looking for another accounting package to replace it.
The first one I tried was Lazy8 Ledger, a java program. It's built as a plugin to jEdit making the interface kind of bizarre with text editing widgets where they don't seem to belong. In general, the interface just feels awkward, though with time, it might make more sense.
The next program I tried was FibuSQL. This program seems to be pretty immature and lacking much documentation. It claims to have been tested against MySQL and PostgreSQL, but the table creation script fails when using InnoDB tables.
Next up was SQL-Ledger. This looks very promising with lots of features and a clean interface. It has almost no (free) documentation though. The author sells the manual for $190. It looks like it generates nice-looking invoices and reports which is a plus. SQL-Ledger will certainly be a contender.
Next up is Quasar. It has lots of documentation and seems to be feature-rich. It's compiling now. (Tip for compiling on Debian: Install the libqt3-mt-dev package and set QTDIR=/usr when running configure.)
I also have a demo of Linux General Ledger, a proprietary ncurses-based application, to try out. It seems to be mature and well-documented. If it does what I need (I'm not sure exactly what that is yet), I'd be happy to use a mouseless program. Those Function keys are kind of far away for me, though. I'd prefer VI key-bindings. It's on sale for $29.95.
Of course, to use any of these programs, I need to know something about accounting. The Lazy8 website directed to this great tutorial by Bean Counter Accounting. I finally understand debits and credits. I also picked up a book called Accounting the Easy Way which, 20 pages in, is good and reinforces what I've learned so far from the Bean Counter.
Fax machines hate me. I used to receive a few calls a week from fax machines on my land-line. Eventually, I Googled my number and found that it was listed as a fax machine for USC. I emailed the webmaster and got the number removed, but it didn't really end the persistent fax machines.
I moved a few months ago and was able to ditch the land-line. (My previous landlord had DirectTV dishes installed and cut the cable to the building making DSL the only affordable option for high-speed Internet access.)
Now, I've got a fax machine calling my cell phone and it won't give. It's
calling me every 60 seconds and leaving me voice mail. Damn you, 818-783-7049!
Why isn't there a button on my cell phone to block all calls from a number?
The state is that great fiction by which everyone tries to live at the expense of everyone else. - Frederic Bastiat